Moms usually don't care how famous you are. Some realistic mom talk:
Mona Lisa's Mother:
'After all that money your father and I spent on your braces, is that the best smile you can give us?'
Columbus's Mother:
'I don't care what you've discovered, you could still have written!'
Michelangelo's Mother:
'Can't you paint on walls like other children?
Do you have any idea how hard it is to get that stuff off the ceiling?'
Napoleon's Mother :
'All right, if you aren't hiding your report card inside your jacket, take your hand out of there and show me.'
Abraham Lincoln's Mother: 'Again with the stove pipe hat? Can't you just wear a baseball cap like the other kids?'
Albert Einstein's Mother:
'But it's your senior picture. Can't you do something about your hair?
Styling gel, mousse, something..?'
Thomas Edison's Mother:
'Of course I am proud that you invented the electric bulb.
Now turn it off and get to bed.'
Saturday, May 28, 2016
Monday, May 23, 2016
RULE 72: Simple, handy and useful.
In personal finance, if you divide the number 72 by the rate of interest, you get to know the number of years it will take for you to double the money..
Eg: if the rate of interest is 9%, simply divide the number 72 by 9% and the answer is 8. Thus it will take 8 years to double your money if you invest at 9% p.a. rate of interest.
*INTEREST:* We can use this rule in reverse to know the rate of interest needed to double your money to achieve your set goal.
Eg: If you have 2.5 lakhs today and you need 5lakh in 5 years. Just divide the number 72 by 5, the answer is 14.41%. Thus you need a type of investment avenue, where you earn at least 14.41% p.a. as rate of interest/returns to double your investment amount in 5 years.
*INFLATION:*
This 'Rule 72' helps you to understand about inflation also. It helps you to calculate the amount of time it will take for inflation to make the real value of money half. Let's say present inflation is 5.5%. When you divide 72 by 5.5% the answer is 13.09 years. That is to say, if you have 1 lakh in your kitty today, it would take around 13.09 years for the value of the money to be halved..
Hope it helps you in your day to day investments and other finance related activities.๐๐
Eg: if the rate of interest is 9%, simply divide the number 72 by 9% and the answer is 8. Thus it will take 8 years to double your money if you invest at 9% p.a. rate of interest.
*INTEREST:* We can use this rule in reverse to know the rate of interest needed to double your money to achieve your set goal.
Eg: If you have 2.5 lakhs today and you need 5lakh in 5 years. Just divide the number 72 by 5, the answer is 14.41%. Thus you need a type of investment avenue, where you earn at least 14.41% p.a. as rate of interest/returns to double your investment amount in 5 years.
*INFLATION:*
This 'Rule 72' helps you to understand about inflation also. It helps you to calculate the amount of time it will take for inflation to make the real value of money half. Let's say present inflation is 5.5%. When you divide 72 by 5.5% the answer is 13.09 years. That is to say, if you have 1 lakh in your kitty today, it would take around 13.09 years for the value of the money to be halved..
Hope it helps you in your day to day investments and other finance related activities.๐๐
Beautiful letter written by a father to his son and daughter
Following is a letter to his daughter from a renowned Hong Kong TV broadcaster and Child Psychologist.
The words are actually applicable to all of us, young or old, children or parents.!
This applies to all sons & daughters too. All parents can use this in their teachings to their children.
Dear daughter,
I am writing this to you because of 3 reasons
1. Life, fortune and mishaps are unpredictable, nobody knows how long he lives. Some words are better said early.
2. I am your father, and if I don't tell you these, no one else will.
3. What is written is my own personal bitter experiences that perhaps could save you a lot of unnecessary heartaches. Remember the following as you go through life
1. Do not bear grudge towards those who are not good to you. No one has the responsibility of treating you well, except your mother and I.
To those who are good to you, you have to treasure it and be thankful, and ALSO you have to be cautious, because, everyone has a motive for every move. When a person is good to you, it does not mean he really will be good to you. You have to be careful, don't hastily regard him as a real friend.
2. No one is indispensable, nothing is in the world that you must possess.
Once you understand this idea, it would be easier for you to go through life when people around you don't want you anymore, or when you lose what you wanted the most.
3. Life is short.
When you waste your life today, tomorrow you would find that life is leaving you. The earlier you treasure your life, the better you enjoy life.
4. Love is but a transient feeling, and this feeling would fade with time and with one's mood. If your so called loved one leaves you, be patient, time will wash away your aches and sadness.
Don't over exaggerate the beauty and sweetness of love, and don't over exaggerate the sadness of falling out of love.
5.A lot of successful people did not receive a good education, that does not mean that you can be successful by not studying hard! Whatever knowledge you gain is your weapon in life.
One can go from rags to riches, but one has to start from some rags!
6.I do not expect you to financially support me when I am old, neither would I financially support your whole life. My responsibility as a supporter ends when you are grown up. After that, you decide whether you want to travel in a public transport or in your limousine, whether rich or poor.
7. You honour your words, but don't expect others to be so. You can be good to people, but don't expect people to be good to you. If you don't understand this, you would end up with unnecessary troubles.
8. I have bought lotteries for umpteen years, but I could never strike any prize. That shows if you want to be rich, you have to work hard! There is no free lunch!
9. No matter how much time I have with you, let's treasure the time we have together. We do not know if we would meet again in our next life.
Your Parents
The words are actually applicable to all of us, young or old, children or parents.!
This applies to all sons & daughters too. All parents can use this in their teachings to their children.
Dear daughter,
I am writing this to you because of 3 reasons
1. Life, fortune and mishaps are unpredictable, nobody knows how long he lives. Some words are better said early.
2. I am your father, and if I don't tell you these, no one else will.
3. What is written is my own personal bitter experiences that perhaps could save you a lot of unnecessary heartaches. Remember the following as you go through life
1. Do not bear grudge towards those who are not good to you. No one has the responsibility of treating you well, except your mother and I.
To those who are good to you, you have to treasure it and be thankful, and ALSO you have to be cautious, because, everyone has a motive for every move. When a person is good to you, it does not mean he really will be good to you. You have to be careful, don't hastily regard him as a real friend.
2. No one is indispensable, nothing is in the world that you must possess.
Once you understand this idea, it would be easier for you to go through life when people around you don't want you anymore, or when you lose what you wanted the most.
3. Life is short.
When you waste your life today, tomorrow you would find that life is leaving you. The earlier you treasure your life, the better you enjoy life.
4. Love is but a transient feeling, and this feeling would fade with time and with one's mood. If your so called loved one leaves you, be patient, time will wash away your aches and sadness.
Don't over exaggerate the beauty and sweetness of love, and don't over exaggerate the sadness of falling out of love.
5.A lot of successful people did not receive a good education, that does not mean that you can be successful by not studying hard! Whatever knowledge you gain is your weapon in life.
One can go from rags to riches, but one has to start from some rags!
6.I do not expect you to financially support me when I am old, neither would I financially support your whole life. My responsibility as a supporter ends when you are grown up. After that, you decide whether you want to travel in a public transport or in your limousine, whether rich or poor.
7. You honour your words, but don't expect others to be so. You can be good to people, but don't expect people to be good to you. If you don't understand this, you would end up with unnecessary troubles.
8. I have bought lotteries for umpteen years, but I could never strike any prize. That shows if you want to be rich, you have to work hard! There is no free lunch!
9. No matter how much time I have with you, let's treasure the time we have together. We do not know if we would meet again in our next life.
Your Parents
How to TALK
Talk to Mother lovingly ,
Talk to Father respectfully ,
Talk to Wife truthfully ,
Talk to Brothers heartfully ,
Talk to Sisters affectionately ,
Talk to Children enthusiastically ,
Talk to Relatives empathetically ,
Talk to Friends jovially ,
Talk to Officials politely ,
Talk to Vendors strictly ,
Talk to Customers honestly ,
Talk to Workers courteously ,
Talk to Politicians carefully ,
Talk to GOD SILENTLY
Talk to Father respectfully ,
Talk to Wife truthfully ,
Talk to Brothers heartfully ,
Talk to Sisters affectionately ,
Talk to Children enthusiastically ,
Talk to Relatives empathetically ,
Talk to Friends jovially ,
Talk to Officials politely ,
Talk to Vendors strictly ,
Talk to Customers honestly ,
Talk to Workers courteously ,
Talk to Politicians carefully ,
Talk to GOD SILENTLY
Saturday, May 14, 2016
Acceptance
When we don't accept an undesired event, it becomes *Anger*;
when we accept it, it becomes *Tolerance.*
When we don't accept uncertainty, it becomes *Fear*;
when we accept it, it becomes *Adventure.*
When we don't accept other's bad behaviour towards us, it becomes *Hatred;*
when we accept it, it becomes *Forgiveness.*
When we don't accept other's Success, it becomes *Jealousy;* when we accept it, it becomes *Inspiration.*
Acceptance is the key to handling life well.
when we accept it, it becomes *Tolerance.*
When we don't accept uncertainty, it becomes *Fear*;
when we accept it, it becomes *Adventure.*
When we don't accept other's bad behaviour towards us, it becomes *Hatred;*
when we accept it, it becomes *Forgiveness.*
When we don't accept other's Success, it becomes *Jealousy;* when we accept it, it becomes *Inspiration.*
Acceptance is the key to handling life well.
Friday, May 13, 2016
Horror in a stormy night
This story is said to have happened a while ago in Brisbane, and even though it sounds like an Alfred Hitchcock tale.
John Bradford, a Sydney University student, was on the side of the road hitch hiking on a very dark night and in the midst of a storm. The night was rolling on and no car went by. The storm was so strong he could hardly see a few feet ahead of him.
Suddenly he saw a car slowly coming towards him and stopped. John, desperate for shelter and without thinking about it, got in the car and closed the door, just to realise there was nobody behind the wheel and the Engine wasn't on!
The car started moving slowly. John looked at the road And saw a curve approaching. Scared, he started to pray, begging for his Life. Then, just before he hit the curve, a hand appeared through the window and turned the wheel. John, paralysed with terror, watched how the hand repeatedly came through the window but never harmed him.
Shortly thereafter John saw the lights of a pub down the road so, gathering strength, jumped out of the car and ran to it. Wet and out of breath, he rushed inside and started telling everybody about the horrible experience he had just experienced. A silence enveloped the pub when everybody realised he was crying and wasn't drunk.
Suddenly two other people walked into the same pub.
They, like John, were also wet and out of breath. Looking around and seeing John Bradford sobbing at the bar, one said to the other,...
"Look, Bruce ...... there's that bloody idiot that got in the car while we were pushing it."
John Bradford, a Sydney University student, was on the side of the road hitch hiking on a very dark night and in the midst of a storm. The night was rolling on and no car went by. The storm was so strong he could hardly see a few feet ahead of him.
Suddenly he saw a car slowly coming towards him and stopped. John, desperate for shelter and without thinking about it, got in the car and closed the door, just to realise there was nobody behind the wheel and the Engine wasn't on!
The car started moving slowly. John looked at the road And saw a curve approaching. Scared, he started to pray, begging for his Life. Then, just before he hit the curve, a hand appeared through the window and turned the wheel. John, paralysed with terror, watched how the hand repeatedly came through the window but never harmed him.
Shortly thereafter John saw the lights of a pub down the road so, gathering strength, jumped out of the car and ran to it. Wet and out of breath, he rushed inside and started telling everybody about the horrible experience he had just experienced. A silence enveloped the pub when everybody realised he was crying and wasn't drunk.
Suddenly two other people walked into the same pub.
They, like John, were also wet and out of breath. Looking around and seeing John Bradford sobbing at the bar, one said to the other,...
"Look, Bruce ...... there's that bloody idiot that got in the car while we were pushing it."
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